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保留財產：欠債人在債務重組期間，能夠保留財產，包括房地產和銀行帳戶，有助於保持經濟穩定。Should your creditors comply with the IVA, at the time it is set up, you will make a every month payment to your insolvency practitioner, who will then pay out the agreed amount to each of the creditors.如欠債人在